The Social Security cost-of-living adjustment (COLA) for 2026 is 2.8%, which translates to an average monthly benefit increase of about $56 for Social Security beneficiaries.
January 01, 2026
high
temporal
Annual COLA applied to Social Security benefits to adjust for inflation.
The Social Security taxable maximum earnings (wage base) is scheduled to increase to $184,500 in 2026 from $176,100 in 2025.
January 01, 2026
high
temporal
The taxable maximum earnings (wage base) determines the maximum annual earnings subject to Social Security payroll taxes.
The Social Security Administration (SSA) administers Social Security disability benefits through a disability adjudication process that determines eligibility and can be the subject of administrative improvements to increase efficiency.
November 20, 2025
high
process
Describes the SSA's role and the adjudication process for disability benefits
Disability advocacy organizations engage with federal officials to seek assurances or influence policy decisions concerning Social Security disability programs.
November 20, 2025
medium
behavior
Describes common advocacy interactions around Social Security disability policy
The Social Security Administration uses consumer price data from the U.S. Bureau of Labor Statistics as a key part of the formula to calculate annual cost-of-living adjustments (COLA) for Social Security benefits.
October 24, 2025
high
institutional
Relationship between BLS consumer price data and the calculation of Social Security COLA.
E-Verify is a federal electronic system used by employers and some government agencies to verify an individual's authorization to work in the United States by checking Department of Homeland Security and Social Security Administration records.
October 17, 2025
high
general
Describes a commonly used employment-eligibility verification system in the U.S.
The Social Security Administration administers benefits to about 75 million beneficiaries.
October 16, 2025
high
temporal
Baseline size of the Social Security beneficiary population referenced to indicate potential scope of scams targeting recipients.
Fraudsters often direct victims to fake agency websites or links to capture login credentials or solicit credit‑card information; a recommended defense is to avoid clicking links in unsolicited messages and instead navigate directly to the official agency website such as https://www.ssa.gov.
October 16, 2025
high
temporal
Describes common credential-harvesting and phishing tactics and a practical mitigation.
U.S. law requires the Social Security Administration to calculate Cost-of-Living Adjustments (COLAs) using third-quarter Consumer Price Index data and to publish those COLA increases before November 1.
October 10, 2025
high
policy
Statutory requirement that links CPI third-quarter data to Social Security COLA publication timing.
The Internal Revenue Service (IRS) and the Social Security Administration (SSA) have overlapping technological and customer-service goals.
October 07, 2025
high
organizational
General observation about shared operational priorities between two federal agencies.
The Social Security Administration reported reducing the disability claims backlog by over 25% to 865,000 in 2025, reaching a level the agency said had not been seen since 2022.
August 14, 2025
medium
temporal
Reduction figure reported by the SSA in correspondence to Congress.
The Social Security Administration reported that in-office wait times decreased by almost 27% to 22 minutes, down from 30 minutes, as reported in 2025.
August 14, 2025
medium
temporal
Agency-reported change in average in-office customer wait times.
The Social Security Administration reported that its 'my Social Security' online platform provides 24/7 access to individuals' Social Security information as of 2025.
August 14, 2025
medium
temporal
Agency statement about online access to Social Security information.
The Social Security Administration reported a disability claims backlog of approximately 865,000 pending claims in 2025 and characterized that total as a reduction of over 25%.
August 14, 2025
medium
temporal
Agency-reported backlog total and reported percentage reduction.
As of 2025, the Social Security Administration's 'my Social Security' online platform provides 24/7 access to individuals' Social Security information.
August 14, 2025
medium
temporal
Availability of online access to Social Security information via the agency's platform.
The Social Security Administration adjusts Social Security benefits annually for its approximately 75 million recipients based on recent inflation data to preserve beneficiaries' purchasing power.
January 01, 2025
high
temporal
Describes the programmatic process by which benefit levels are maintained relative to inflation.
The Social Security cost-of-living adjustment (COLA) is calculated using inflation figures for the third quarter of the year, defined as July through September.
January 01, 2025
high
temporal
Explains the specific measurement period used to determine the annual COLA.
New Social Security cost-of-living adjustments take effect on January 1 of the year following the calculation period.
January 01, 2025
high
temporal
States when awarded COLA increases are applied to benefits.
The Social Security cost-of-living adjustment for 2025 was 2.5%.
January 01, 2025
high
temporal
Historical statistic reporting the percentage increase applied to Social Security benefits in 2025.
Social Security beneficiaries received cost-of-living adjustments of 8.7% in 2023, 3.2% in 2024, and 2.5% in 2025.
January 01, 2025
high
temporal
Historical annual COLA percentages applied to Social Security benefits reflect prior years' inflation adjustments.
Voter-roll audits and investigations commonly use cross-checks against records such as state motor vehicle agency records, the Department of Homeland Security’s Systematic Alien Verification for Entitlements (SAVE) database, Social Security Administration records, and federal jury pool data.
October 28, 2024
high
methodological
Typical data sources and cross-checks used to identify potentially ineligible registrations or voting.
The Social Security Administration reported that the disability claims backlog totaled over 1.26 million pending claims in June 2024.
June 01, 2024
high
temporal
Backlog level reported by the SSA for June 2024.
The Social Security Administration is the federal agency that administers Social Security.
high
descriptive
Defines the primary function of the Social Security Administration.
The Social Security Administration and the Internal Revenue Service both pursue technological improvements and customer service goals.
medium
descriptive
General observation about overlapping organizational objectives of the two federal agencies.
Social Security Administration benefit verification letters function as official income-verification documents that recipients use to apply for aid such as housing assistance, fuel assistance, and services from nonprofit organizations.
high
definitional
Describes the purpose and common uses of benefit verification letters issued by the Social Security Administration.
Recipients can obtain Social Security benefit verification letters through online accounts and the Social Security Administration's automated telephone system.
high
procedural
Lists the standard channels offered by the Social Security Administration for accessing benefit verification letters.
During lapses in appropriation, the Social Security Administration implements contingency plans that prioritize continued disbursement of benefits while certain in-person services may be suspended.
high
operational
Describes a general operational approach used by the Social Security Administration when facing funding lapses.
The Social Security Administration bases its annual cost-of-living adjustment (COLA) on the inflation rate measured over the July-through-September period.
high
process
Rule for how the SSA determines the yearly COLA for benefits.
The Social Security Administration determines the program's annual cost-of-living adjustment (COLA) each fall using changes in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) measured over the July through September period.
high
temporal
Describes the recurring method used to calculate annual Social Security COLAs.
The Social Security Cost-of-Living Adjustment (COLA) is tied to changes in the Consumer Price Index (CPI) produced by the Bureau of Labor Statistics.
high
general
CPI-based inflation measures are used to calculate annual Social Security benefit adjustments.
Medicare Part B premiums are deducted automatically from beneficiaries' monthly Social Security benefit payments.
high
temporal
Payment mechanism linking Medicare premiums and Social Security benefits