Researchers estimated that if premium subsidies for Affordable Care Act (ACA) marketplace plans expire, the average cost of insurance purchased through the health insurance marketplace would roughly double and millions of people could become uninsured.
November 06, 2025
medium
temporal
Projected effects of allowing ACA premium subsidies for marketplace plans to expire.
A 2025 Kaiser Family Foundation estimate projected that monthly insurance costs for people buying coverage on the Affordable Care Act marketplaces would double if federal subsidy payments were not renewed.
October 13, 2025
high
statistical
Estimate of the potential impact on premiums if ACA marketplace subsidies lapse.