The Consumer Financial Protection Bureau (CFPB) receives its operating funds from the Federal Reserve.
November 19, 2025
high
financial/structural
Describes the CFPB's funding mechanism as tied to the Federal Reserve rather than (solely) annual appropriations.
Under the federal Vacancies Act, an acting official may generally serve in an acting role for 210 days, and that 210-day period is suspended if the President submits a nomination for the position until the Senate acts on the nomination.
November 19, 2025
high
legal
Describes the Vacancies Act time limit for acting officials and the effect of a presidential nomination on that time limit.
The Consumer Financial Protection Bureau (CFPB) is funded through funds provided by the Federal Reserve.
November 19, 2025
high
financial
Describes the statutory funding mechanism used to finance CFPB operations.
Under the Federal Vacancies Reform Act, an acting official may generally serve in an acting capacity for 210 days, and that 210-day limit is suspended when the President nominates someone to the position until the Senate approves or denies the nominee.
November 19, 2025
high
legal
Describes the statutory time limit and suspension rule that apply to temporary acting federal officials.
Proposals in the U.S. Congress to federally preempt state laws on artificial intelligence have previously failed due to bipartisan criticism.
November 18, 2025
high
temporal
Describes legislative history regarding efforts to create a single federal standard that would override state AI regulations.
State-level regulation of artificial intelligence can result in a patchwork of different regulatory regimes across the 50 U.S. states, which proponents of federal standards argue can undermine national economic growth and consistency.
November 18, 2025
high
temporal
General policy trade-off between state-by-state regulation and a single federal regulatory standard for AI.
The Consumer Financial Protection Bureau (CFPB) was created in response to the 2008 financial crisis as part of the Dodd-Frank Act, legislation intended to overhaul the financial system and to increase banks' capital requirements.
January 01, 2008
high
legal/organizational
Describes the statutory origin and broad purpose of the CFPB and the Dodd-Frank Act.
The Consumer Financial Protection Bureau (CFPB) is established to serve as an independent advocate for consumers in the financial marketplace, with a mission to protect consumers from unfair or abusive practices.
January 01, 2008
high
organizational
Describes the CFPB's stated mission and role in the financial system.
The Endangered Species Act is a U.S. federal environmental law enacted in 1973 that provides a framework for protecting imperiled species and their habitats.
January 01, 1973
high
temporal
Foundational U.S. statute establishing species- and habitat-protection mechanisms.
The U.S. Fish and Wildlife Service's "blanket rule" automatically extended protections to animals and plants when they were classified as threatened, rather than requiring species-specific protective rules.
high
temporal
Regulatory approach that applies automatic protections upon a 'threatened' listing.
Administrative decisions about whether to designate land as critical habitat under the Endangered Species Act can include analyses of economic impacts, and incorporating such economic analyses can affect the timing and scope of habitat protections.
high
temporal
Economic considerations can influence critical-habitat designation outcomes and scheduling.