Enhanced premium subsidies for Affordable Care Act (ACA) marketplace plans that were implemented during the Biden administration were scheduled to expire at the end of 2025 (December 31, 2025) absent further legislative action.
December 31, 2025
high
policy
Premium tax credit enhancements increase subsidies for some enrollees in ACA marketplace plans and were implemented by the Biden administration; expiration would affect premiums for subsidy recipients.
Expanded federal subsidies introduced during the COVID‑19 pandemic reduced premiums for enrollees in Affordable Care Act marketplaces.
November 20, 2025
high
temporal
Policy change during the COVID‑19 period that affected ACA marketplace premiums.
COVID-19 pandemic-era legislation included temporary enhancements to Affordable Care Act (ACA) premium subsidies that were designed as time-limited measures to reduce out-of-pocket health insurance costs for enrollees.
high
temporal
Characterizes the nature of pandemic-era changes to ACA subsidy policy as temporary enhancements to premium tax credits.