Enhanced health insurance tax credits enacted during the Biden administration can expire unless Congress acts to extend them, and expiration of those credits can lead to significantly higher premiums for many consumers who purchase coverage on Affordable Care Act (ACA) insurance exchanges.
November 10, 2025
high
policy
Tax-credit policy affects affordability of ACA marketplace plans when credits are not renewed.
A 2025 projection indicated that, if enhanced Affordable Care Act marketplace subsidies were allowed to lapse, average premiums for enrollees in ACA exchanges could more than double the following year.
November 09, 2025
medium
statistical
Projection reported in news about the potential impact on premiums if temporary enhanced subsidies are not extended.
COVID-era premium tax credits expanded subsidies that helped tens of millions of Americans afford their health insurance premiums on the Affordable Care Act exchanges.
high
policy
Description of temporary subsidy expansions enacted during the COVID-19 pandemic to lower marketplace premiums.