Treasury To Auto-Enroll Up To 60 Million Children In Trump Accounts
On Wednesday, September 30, 2026, the U.S. Treasury published temporary regulations to automatically enroll up to 60 million eligible children into new Trump Accounts, with enrollment set to begin October 1.[1]
Each eligible child born from January 1, 2025, through December 31, 2028 will receive a $1,000 government seed contribution, while other children under 18 can open accounts without the seed.[1] Treasury projects the auto-enrollment will add about 2 million accounts per birth-year cohort and could spur billions of dollars per year in additional donor contributions.[1]
The rules were published in the Federal Register as temporary regulations intended to implement broad automatic enrollment into Trump Accounts.[1] Michael and Susan Dell have pledged $6.25 billion for children born between 2016 and 2024 in ZIP codes with median household income below $150,000, and more than 50 corporations have offered contributions for employees' children.[1]
Treasury says the auto-enrollment change takes effect immediately, with enrollment beginning October 1 under the published temporary rules.[1]
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📌 Key Facts
- On Wednesday, September 30, 2026, Treasury published temporary regulations in the Federal Register to implement broad automatic enrollment into Trump Accounts.
- Auto-enrollment will begin October 1, 2026, and could create Trump Accounts for up to 60 million eligible U.S. children.
- Each eligible child born from January 1, 2025, through December 31, 2028, receives a $1,000 government seed contribution; others under 18 can open accounts without the seed.
- Treasury projects auto-enrollment will add about 2 million accounts per birth-year cohort and drive billions of dollars per year in additional donor contributions.
- Michael and Susan Dell have pledged $6.25 billion for children born between 2016 and 2024 in ZIP codes with median household income below $150,000, and more than 50 corporations have offered contributions for employees' children.
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