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25 States And D.C. Sue Over Federal Graduate Loan Caps Excluding Nursing

Twenty-five states and the District of Columbia sued the U.S. Education Department on Tuesday, May 19, 2026, challenging new federal caps that limit graduate student loans for nursing programs.[1]

The department's rule used decades-old regulatory examples to redefine which fields count as "professional degrees," and it preserved higher borrowing limits for just 11 fields.[1] The rule explicitly excluded graduate nursing, physical therapy and nurse anesthesia programs from the higher caps.[1] State officials and nursing-school leaders warned the limits could reduce enrollment in advanced nursing programs and worsen provider shortages in rural and underserved areas.[1]

Education Department officials leaned on those old regulatory examples when writing the rule, a decision that shaped which programs kept larger loan limits and which did not.[1] The move drew broader attention as states and advocates said the change would sharply narrow access to federal aid for many graduate health programs, prompting the legal challenge reported by outlets covering the story.[2]

  1. New York Times
  2. NPR
Higher Education Policy Health Workforce & Nursing Courts and Regulation Health-Care Workforce
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May 19, 2026
8:36 PM
25 States Sue Over Changes Limiting Federal Loans for Nursing Degrees
Nytimes by Michael C. Bender
New information:
  • The New York Times reports that a total of 25 states plus the District of Columbia have joined the lawsuit filed Tuesday, May 19, 2026, challenging the Education Department's new graduate loan caps.
  • The article provides additional detail on how the department relied on decades‑old regulatory examples to define "professional degree" and maintain higher borrowing caps for 11 fields while excluding graduate nursing, physical therapy and nurse anesthesia programs.
  • It further quotes state officials and nursing-school leaders warning that the caps could reduce enrollment in advanced nursing programs and worsen provider shortages in rural and underserved areas.