Trump‑Approved AI Voice Promotes 'All New Fannie Mae' in Housing Ad
A new Fannie Mae ad airing this week uses an AI‑cloned version of President Donald Trump’s voice—created with the administration’s permission—to tout an 'all new Fannie Mae' and cast the government‑controlled mortgage giant as 'protector of the American Dream,' according to a video disclaimer and AP reporting. In the one‑minute spot, the synthetic Trump voice says the housing system has 'stopped working' for many Americans and promises that Fannie Mae will work with banks to approve more would‑be homebuyers at a time when affordability is a top voter concern. The ad lands as Trump prepares to push housing affordability at the World Economic Forum in Davos and after he pledged 'some of the most aggressive housing reform plans in American history,' including exploring 50‑year mortgages, directing Fannie and Freddie to buy $200 billion in mortgage bonds to lower rates, and floating a ban on large institutional investors buying homes. Fannie Mae and its sibling Freddie Mac, still under federal control after the Great Recession, guarantee roughly half of the $13 trillion U.S. home‑loan market, so any shift in their mandate—or in how the White House uses them—has system‑wide implications even if many of these ideas remain vague talking points. The use of an officially sanctioned AI voice for a sitting president in a policy‑branded ad also highlights how quickly generative‑AI tools are moving from novelty into the core of political and government‑aligned messaging, in a year when deepfake abuse and demands for tighter AI rules are already front‑page issues.
📌 Key Facts
- The ad uses an AI‑cloned voice that sounds like President Donald Trump, with a disclaimer stating it is AI‑generated and AP reporting that it was created with the Trump administration’s permission.
- In the spot, the digitized voice promises an 'all new Fannie Mae,' calls it the 'protector of the American Dream,' and says the housing system has 'stopped working' for many Americans.
- The ad comes as Trump plans to highlight housing at the World Economic Forum in Davos and after he floated extending mortgages to 50 years, directing Fannie and Freddie to buy $200 billion in mortgage bonds, and blocking large institutional investors from buying homes.
- Fannie Mae and Freddie Mac remain under federal control and currently guarantee roughly half of the $13 trillion U.S. home‑loan market.
- The article notes this is part of a broader pattern of Trump‑world figures using AI voices—Melania Trump has already used ElevenLabs for her memoir audio—though ElevenLabs says it did not generate this particular Trump clip.
📊 Relevant Data
In the fourth quarter of 2023, the homeownership rate for non-Hispanic White Americans was 73.8%, compared to 63% for Asian Americans, 49% for Hispanic Americans, and 45.9% for Black Americans.
Homeownership Rates by Race and Ethnicity — Eye On Housing
In 2024, mortgage application denial rates were 14.0% for White applicants, 27.4% for Black applicants, and 20.1% for Hispanic applicants.
Denial Rates and Homeownership Rates by Race, Ethnicity, Sex, and National Origin — National Consumer Law Center
Immigration accounted for up to 100% of housing demand growth in some U.S. regions and roughly two-thirds of total rental demand growth nationwide between 2023 and 2025.
Fact Check Team: Immigration's impact on rising U.S. rental costs — The National Desk
Institutional investors made up 30% of single-family home purchases in the first half of 2025, a record high.
The Role of Single-Family Rentals in the U.S. Housing Market — Federal Reserve Bank of St. Louis
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