M Health Fairview, UHC talks risk 125K patients

M Health Fairview warns it could go out-of-network for UnitedHealthcare and UMR members on Jan. 1, 2026 if no new commercial contract is reached, potentially affecting about 125,000 patients in the Twin Cities. Fairview says UHC’s demands would force service cuts and reduced access, while UnitedHealthcare says Fairview is seeking a more than 23% rate increase that would add roughly $121 million in employer costs; the current five‑year contract expires this year.