Medicare open enrollment starts amid MA cuts
Medicare open enrollment runs Oct. 15-Dec. 7, allowing Twin Cities Medicare members—especially those losing Medicare Advantage plans in 2026 due to insurer pullbacks—to join, drop, or switch plans. Enrollees in Medicare Advantage also have an additional Jan. 1-March 31 window to change MA plans, with coverage effective the month after enrollment; assistance is available via 1-800-MEDICARE and Minnesota Aging Pathways (800-333-2433).
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📌 Key Facts
- Open enrollment: Oct. 15–Dec. 7, 2025; coverage starts Jan. 1 for enrollments by Dec. 7
- Medicare Advantage OEP: Jan. 1–March 31, 2026 for current MA enrollees; coverage starts the following month
- Major changes: UCare exiting MA; UnitedHealthcare shrinking MN footprint from 72 to 27 counties; HealthPartners and Aetna also changing offerings, impacting ~150,000 people
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October 15, 2025