Home equity lines of credit (HELOCs) generally carry interest rates that are substantially lower than unsecured credit card interest rates, making HELOC borrowing typically less expensive per dollar borrowed than credit cards.
high
general
Compares the typical cost of secured borrowing via home equity to unsecured consumer credit.
These fake cloud storage pages commonly request a small 'upgrade' payment (often cited as $1.99) and collect credit card numbers, PayPal logins, or other personal information, resulting in financial theft.
high
behavioral
Explains the mechanism by which the scam converts a phishing interaction into stolen financial credentials.
Scammers frequently request small 'upgrade' fees (for example, $1.99) and request credit card information, PayPal logins, or other personal data as part of cloud-storage impersonation scams in order to steal payment credentials and financial information.
high
procedural
Explains the typical monetization tactic used after luring victims to fake storage dashboards.