Home equity lending rates are influenced by Federal Reserve policy, inflation data, bond yields, overall demand for credit, national unemployment statistics, and local housing market conditions.
October 01, 2025
high
temporal
Enumerates common macroeconomic and local factors that shape home equity interest rates.
Fixed-rate home equity loans are typically influenced primarily by longer-term borrowing costs such as bond yields rather than the Federal Reserve's short-term benchmark rate.
January 01, 2025
high
process
Explains the factors that commonly determine fixed home equity loan pricing.